This article will discuss questions about how to use a credit card and what set of tools will allow you to manage it. Of course, the ideal solution would be to pay off accumulated debts in an interest-free period.
This is easier to achieve if you are aware of all your expenses, you clearly imagine when and how much the bank should transfer to repay the debt so as not to get into an unpleasant situation. Lendoff Bank provided for the whole range of emerging problems so that the use of a credit card was as convenient as possible. An Internet bank has been developed, a mobile bank and call-center specialists are functioning 24 hours a day. They are ready to provide you with a full range of necessary information.
Creating Credit Card Statements
Rationally work with your personal account will help you monthly generated statement. She is sent to e-mail and phone monthly at the end of the period. The statement on the Lendoff credit card indicates the total amount of expenses and charges for the reporting period (month), as well as the amount of debt (if there is one on the account).
In addition, if your preferential interest-free period has ended, then the minimum repayment rate for the past month will be written in the generated statement, and documents confirming payment (receipts) will also be attached.
Monitoring your personal account statement should always and regularly pay dues (and repaying a loan ahead of schedule is considered the best way out, this makes it possible to save), since if you do not make minimum repayments in a timely manner, the current situation can lead to a fine.
In general, as soon as the interest-free period expires, the amount of debt turns into a standard bank loan with obligations according to the terms of the bank. You will familiarize yourself with this information in your contract. Do not forget that the contract with the bank should be read carefully and in its entirety.
Credit card and work in online banking
In the Internet banking functional, if you wish, you will be able to study in detail all the necessary statistical information about all operations performed, account statements for a specific or full period of use of the card, get acquainted with the tariff, documentation, and also pay for mobile communications, Internet, services Housing and utilities, etc. Internet banking is a convenient tool with a wide range of features.
Mobile Bank and Credit Card
Bank specialists will monthly send account statements to your personal mobile number, as well as reminders for making payments according to the schedule. We strongly recommend connecting a mobile bank at a cost of ( 39 USD monthly ) to your phone and then you will be able to receive real-time alerts for all transactions and operations with the card. This will significantly increase the security of using a card account.
Lendoff Call Center
At any time, bank customers have the opportunity to call the Lendoff call center. This service is free (even from mobile devices) throughout the Russian Federation, and a call center is open 24 hours a day, seven days a week, every day. By telephone, you can resolve any problems and request the required information. Issues are usually quickly resolved by bank specialists at the time of contact.
How can I get a credit card?
In order to become the owner of a Lendoff credit card, you just need to fill out a form on the site. After that, a bank representative will contact you and advise on issues, as well as inform you about the decision on a credit card.